With over a decade of industry experience, Gina Smith is your trusted adviser for navigating the home loan process. Specialising in assisting first home buyers, facilitating next home loans and providing tailored solutions for property investors, Gina offers personalised guidance every step of the way.

Leveraging her extensive network and strong relationships with lenders, she is able to negotiate competitive rates where feasible. Beyond the initial purchase, Gina remains committed to her clients' financial journeys, offering ongoing support and strategic advice to ensure their goals are met.

Trust Gina to be your partner in achieving your homeownership dreams and financial aspirations in Christchurch.

Experience the charm of Christchurch…

Affectionately known as the Garden City, Christchurch is nestled in the heart of Canterbury, in the South Island of New Zealand. Renowned for its lush green spaces, rich history and vibrant community spirit, Christchurch offers a diverse range of experiences and opportunities for residents and visitors alike.

Founded in the mid-19th century by the Canterbury Association, Christchurch earned its moniker as the Garden City due to its extensive parks, gardens and tree-lined avenues. Named after the prestigious Christ Church College at the University of Oxford, the city's heritage is evident in its iconic landmarks, including the historic Christchurch Cathedral and the Canterbury Museum.

Christchurch offers an abundance of captivating culture and natural beauty, providing residents and visitors with many of opportunities for exploration and relaxation. The Christchurch Botanic Gardens, nestled along the banks of the Avon River, offer a serene escape from the hustle and bustle of city life. Spanning over 21 hectares, these meticulously curated gardens boast a diverse collection of native and exotic plants, stunning floral displays, and tranquil water features.

For those seeking adventure and panoramic vistas, a journey to the Port Hills is a must. Situated on the outskirts of the city, these rugged hills offer unparalleled views of Christchurch, Lyttelton Harbour and the Canterbury Plains. Whether hiking, mountain biking, or simply enjoying a scenic drive, the Port Hills provide the perfect backdrop for outdoor enthusiasts.

The Christchurch Art Gallery Te Puna o Waiwhetū, located in the heart of the city, is a renowned gallery that showcases a diverse collection of contemporary and traditional artworks, spanning painting, sculpture, photography and multimedia installations, offering visitors a unique opportunity to immerse themselves in the creative expression of local and international artists.

Christchurch boasts a vibrant food scene offering a diverse array of culinary delights. For those craving good coffee and a bite to eat, several local spots stand out. C1 Espresso, housed in the historic High Street Post Office building, delights diners with its quirky ambiance and inventive breakfast and lunch. Meanwhile, Little Pom's, a charming and cozy establishment on the outskirts of the central city, offers European-inspired cuisine in a welcoming atmosphere. Coffee enthusiasts will find satisfaction at Unknown Chapter, known for its specialty coffee and creative brunch dishes.

For those seeking fine dining experiences, Christchurch offers several exceptional options. Fiddlesticks Restaurant and Bar, located in the CBD, offers contemporary cuisine served in a stylish setting, making it perfect for a special night out. Meanwhile, Twenty Seven Steps, nestled in the New Regent Street Precinct, combines rustic charm with culinary excellence, serving up inventive dishes crafted from locally sourced produce.

Christchurch is not just a city of scenic beauty but also a hub of educational excellence, catering to families and students of all ages. From early childhood centres to universities, the city offers a wealth of opportunities for learning and growth.

Families seeking nurturing environments and engaging curriculum for their little ones can explore options such as Kindercare Learning Centres and BestStart Early Learning Centres, which provide a safe and stimulating space where children can learn, play and develop essential skills in preparation for school. For primary and secondary education, families in Christchurch have access to a variety of public and private schooling options. With a mix of state and independent schools, parents can choose the educational approach that best suits their child's needs and aspirations.

For tertiary education, both the University of Canterbury and Lincoln University stand as beacons of academic excellence. Offering a wide range of undergraduate and postgraduate programs across various disciplines, these institutions provide students with the tools and knowledge they need to excel in their chosen fields.

Christchurch's real estate market offers a diverse range of properties to cater to various buyer segments. First-home buyers can explore affordable options in suburbs like Hoon Hay, Hornby and Linwood, where modest townhouses and apartments provide an entry point into the housing market. Next-home buyers seeking more space can consider the family-friendly suburbs of Merivale, Fendalton and Riccarton, which boast a good selection of well-established homes on larger sections. For investors, the central city and areas like Sydenham and Addington present opportunities for apartment and townhouse developments, catering to the growing demand for rental properties. Additionally, the rapidly developing suburbs of Rolleston and Rangiora on the outskirts of Christchurch offer new housing developments that appeal to both homebuyers and investors seeking potential capital growth.

Whether you're a first-time home buyer, seeking to upgrade to your next home, interested in property investment or simply exploring your options in Christchurch, Gina is your dedicated mortgage adviser, prepared to assist you at every stage of the process. Get in touch with her today at 027 300 5708 to embark on your mortgage journey.