Jacob Richards Mortgage Adviser

Servicing Nelson, Richmond, and the wider Tasman District

Access over 30 banks and lenders in one place.

 

As a mortgage adviser (mortgage broker) with Loan Market, Jacob's background in property valuation and construction means he knows the industry from the inside out. He understands how buildings are made, what they’re worth, and the hard work that goes into them. But what truly drives him is using that technical insight to help real people succeed.

Property decisions can feel overwhelming, so Jacob focuses on keeping things simple, honest, and entirely focused on your goals. He prides himself on acting as your trusted partner through the complexities of finance, doing the heavy lifting and handling the high-level negotiations so you can make confident choices and build a better future.

Whether you are navigating the journey of buying your very first home, upsizing to your next family base, leveraging his construction background to add value through a renovation, or strategically building a long-term investment portfolio, Jacob can offer guidance specific to you.

When you work with Jacob, you get a genuine partner and true choice. Going directly to a single bank limits your options, but he has access to a wide panel of banks and lenders to find a highly competitive mortgage structure tailored to your exact objectives. Jacob handles the entire lending process on your behalf, from the initial paperwork right through to settlement.

His goal is to ensure you enjoy the journey, knowing you are in safe hands from your first conversation to settlement. Best of all, his professional advice, expert advocacy, and end-to-end support come at completely no cost to you.

Jacob has deep roots in the beautiful Nelson, Richmond, and wider Tasman regions. He loves living and working in this vibrant community, where you’ll often find him spending time with his family or riding local Tasman trails.

Helping Kiwis make financial decisions for a better future!

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We compare and negotiate competitive interest rates.

We have access to New Zealand's widest panel of banks and lenders.

We can help you tap into your KiwSaver.

We're the largest group of Mortgage Advisers in New Zealand.

Meet your team of local mortgage experts.

Jacob
Jacob Richards
Mortgage Adviser
022 639 0812 Email me

Start your journey today.

Have a question or want to book an appointment? Fill out the form below and we'll reach out.

What makes us different.

Loan Market Banks & Lenders

Your own personal, non-bank affiliated home loan expert

Free for you 1

We work in your best interests (we’re not owned by a bank)

Access to over 30 banks and lenders in one place 2

Ongoing support and guidance once your loan has settled 3

Publicly Available Disclosure

JR Financial Limited trading as Loan Market Jacob Richards

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