Meet Keith's Team
Whether it is your First Home, Investment Property, Holiday Home, or you simply want to check the market and review other lenders, the team at Loan Market Keith Jones are ready to help.

Keith Jones
Mortgage Adviser
P: 021 849 767
E: keith.jones@loanmarket.co.nz
Since 2002, I have helped countless clients achieve their goals and dreams, either purchasing their first home, their next or building a forever home, or to arrange finance to acquire an investment property or asset finance. Annually, I will also review your existing lending, loan structure or assist with debt consolidation. Being solution focused to obtain the ‘best outcomes financially’ and delivering the ‘most suitable solutions’ for your financial situation, is what drives me. No matter what age or stage you are, working alongside my team, we will represent you and your situation honestly, with integrity and professionalism. Check out my Google reviews. I look forward to journeying on this path with you.

Nick Kotze
Mortgage Adviser
P: 0211 944 424
E: nick.kotze@loanmarket.co.nz
With over 15 years of experience as a business owner and more than $1 billion in settled mortgages, we have had the privilege of helping thousands of clients take confident steps toward financial freedom.
My vision has always been simple yet powerful: to help people create and retain wealth. Property has consistently proven to be one of the most effective long-term investments across generations, and whether you're buying your first home or expanding your investment portfolio, our team is here to guide you every step of the way.
At Loan Market Howick, we’re proud of the strong reputation we've built over the last 15+ years. Client reviews and multiple industry awards have placed us consistently in the Top 20 brokerages in New Zealand, recognising our commitment to putting people first.
While our base is in Howick, East Auckland, our reach is global - we work with clients across New Zealand and internationally, from Kaitaia to Invercargill, New York to Auckland, and anywhere in between. If you hold a New Zealand or Australian passport, we’re here to help - no matter where in the world you are.
On a personal note, I’ve been passionate about property investment since buying my first home in Newcastle, England, in 2005. Outside of work, I enjoy quality time with my wife and two boys, and if there’s a golf course nearby, you’ll probably find me there on the weekend.
As a business, we take our social responsibility seriously - you can read more about our values and community initiatives (here).
If you choose to work with us, know that we’ll treat your goals as our own

Andrew Ardern
Mortgage Adviser
P: 027 331 8280
E: andrew.ardern@loanmarket.co.nz
Driven by a genuine passion for empowering individuals and families to build wealth, Andrew Ardern is your trusted mortgage adviser. With over 15 years of hands-on experience in property purchasing, development, and re-selling, Andrew brings a unique and invaluable perspective to your property journey. This extensive background, coupled with his personal success in property investment since 2009, ensures you receive advice grounded in real-world understanding.
Whether you're a first-time buyer, looking to strategically grow your investment portfolio, or aiming to leverage property for long-term wealth creation, Andrew and the team at Loan Market are committed to guiding you through every step. Their dedication extends beyond securing a mortgage, they provide ongoing support to ensure your property decisions align with your broader financial aspirations.
Personally invested in the property market and a keen fisherman who enjoys quality time with his wife and three children, Andrew brings a relatable and understanding approach to his client relationships. He is also deeply committed to giving back to the community through various avenues such as football clubs, Christmas Box and financial education in schools.

Michelle Jones
Customer Service Manager For Keith Jones
P: 021 537 072
E: michelle.jones@loanmarket.co.nz
My background experience is in administration, customer service, adult education and sales. This has given me the skills to understand how to best assist clients in the application process. As we are a husband and wife team my role is supporting Keith and his clients in compiling the administration required by the various Banks/Lenders. With our online platforms this is made more streamlined and helps take the pain out of the application process. I ensure that you are well cared for and looked after throughout the process and for the life of the loan, assisting Keith with pre and post settlement needs along with loan maintenance when your loan is due to be refixed. In my spare time, I work on my hobbies, enjoy the outdoors and spend time with our friends and family. Always happy to take your calls.
Chat with your local adviser today.
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