When it comes to fixed-rate loans or mortgages, the fixed rate period is a predetermined duration during which your interest rate remains unchanged. However, once the fixed rate expiry date arrives, the rate will no longer be fixed and may adjust according to market conditions. This means your monthly payments could potentially increase, depending on interest rates. It's essential to be aware of your fixed rate expiry to proactively evaluate your financial situation, explore refinancing options, or prepare for any adjustments that may impact your budget. Call Bruce today to learn more

Do you know what you're spending money on? Under the CCCFA, banks have to look at your actual cost of living, rather than your estimated living costs. Get in touch with Buce to learn more.

Why should you get pre-approved before you start looking for a property? Its simple: pre approval can simplify the borrowing process, helping you determine your budget and borrowing power, negotiate effectively, and make confident financial decisions. Get pre-approved today with Bruce by your side.