Get to know us! Loan Market Agile is a Mortgage and Insurance Adviser team located in Christchurch, New Zealand. They have a team of 16 professionals, including Mortgage Advisers in Timaru and Rangiora. With over 50 years of combined experience and expertises in property development, real estate investment, and self-employment, the Loan Market Agile team are here to help you score your financial goals

Looking for a home loan? It's important you are aware of the ever-changing OCR and what it means for you. The Reserve Bank of New Zealand sets the official cash rate (OCR) every six weeks. Increasing the OCR leads to higher mortgage rates, reducing household spending and overall demand in the economy, thus lowering inflation. Watch to learn more

There's a reason about 70% of mortgages are facilitated through Mortgage Advisers. Advisers reduce your workload by leveraging their experience to present your case strongly to your existing bank and negotiate with other banks, ensuring competitive rates. Secondly, Mortgage Advisers possess market knowledge and qualifications, providing advice on the latest deals and policies, and offering ongoing support throughout your loan term. Watch to learn more

Many people make the costly mistake of neglecting their home loan payments, resulting in thousands of dollars wasted on interest each year. Refinancing can unlock equity for renovations, and consolidating debt can save money. Regular reviews and openness to refinancing are smart choices. Consult with a Loan Market Agile Mortgage Adviser to discover a mortgage that suits you better.

What is a cash back, and is it worth leaving my existing lender for? With reduced lending volumes, banks are competing for a smaller market, potentially leading to higher cash offers. Cashbacks can be used for various purposes such as legal fees, furniture, initial loan repayments, or saving for a vacation. To explore the best deal, consult with a Loan Market Agile Mortgage Adviser when buying a property or considering switching banks.

Loan Market Agile is a highly experienced team of mortgage experts in the Canterbury Region, with over 50 years of combined industry experience. We specialize in various aspects of lending, including refinancing, first home buyers, investors, loan restructuring, development finance, and self-employed clients. Contact us today for assistance.