When you are making one of the biggest financial decisions of your life, having someone who truly understands the banking system gives you a distinct advantage. Anil Singh is a Mortgage Adviser at Loan Market, who brings more than 27 years of banking and lending experience to help his clients navigate the property market with absolute confidence.

His deep knowledge of the industry and commitment to his clients recently earned him national recognition as one of New Zealand’s Top Mortgage Advisers for 2026. While Anil transitioned from corporate banking to independent advising just two years ago, his rapid success shows how much clients value having a true industry expert on their side.

"A great mortgage isn't just about finding a low interest rate today; it’s about setting up a structure that supports your financial goals for the future. True advice comes down to listening closely, being completely transparent, and making the entire process as stress-free as possible." - Anil Singh

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Real lending expertise on your side

Bank policies and lending criteria change constantly, and getting a loan approved requires presenting your financial story the right way. Before becoming an independent adviser, Anil spent nearly 22 years specialising exclusively in residential home loans inside major New Zealand banks.

This background gives his clients a significant advantage. Anil knows exactly how bank lenders think, how they assess risk, and what they look for in an application. Instead of guessing what a bank might say, he uses his insider knowledge to spot potential issues early, package the paperwork correctly from day one, and give his clients the best possible chance of a smooth approval.

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Genuine care and personal accountability

While Anil’s background is rooted in banking, his business is built on human connection. He believes that great mortgage advice should simplify the complex, not make it harder to understand.

Anil handles the entire lending process personally, from the very first chat right through to settlement day and beyond. By focusing on active listening and clear communication, he ensures that everyday home buyers, property investors and business owners fully understand their options so they can make decisions with total confidence.

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How Anil can help you achieve your financial goals

Anil provides clear, tailored guidance across a wide range of lending situations:

First Home Buyers

Navigating deposits, KiwiSaver withdrawals, and government schemes can feel overwhelming. Anil breaks down the steps clearly, helping first-time buyers secure reliable pre-approvals so they can shop for a home with confidence.

Next Home Buyers

Selling your current property and buying the next one requires careful timing and coordination. Anil helps existing homeowners navigate bridging finance, manage simultaneous settlements, and structure new loans to ensure a smooth transition into their next home.

Property Investors

Building a rental portfolio requires a strategic approach to equity and loan structuring. Drawing on his long banking background, Anil helps investors set up their loans correctly to protect their borrowing capacity and support long-term growth.

Self-Employed Borrowers

Business owners and self-employed individuals often face extra hurdles when applying for a mortgage. Anil specialises in reading financial statements and tax structures to present a clear, strong case that lenders can easily understand and approve.

Construction Finance

Building a new home or managing a major renovation involves complex progressive payments and builder contracts. Anil coordinates directly with the lenders to ensure funds are released smoothly at every stage, keeping the building project on track.

Loan Reviews and Refinancing

Your mortgage should adapt as your life changes. Anil proactively monitors the market well before your fixed-term loan expires, helping you look for competitive interest rates, restructure existing debt, or negotiate cashback offers from other banks.

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Wide market access at no cost to you

Because mortgage advisers are paid directly by the lender you choose, Anil’s advice, negotiation, and application management come at absolutely no cost to you. This gives you access to a huge range of over 30 banks and lenders, ensuring you get an independent solution without any out-of-pocket fees.

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Whether you are ready to buy your next property or simply want an expert to review your current home loan, Anil has the experience and insight to help you succeed.

Contact Anil Singh today for a friendly, no-obligation chat about your options.