We know that building wealth is only half the story, the other half is protecting it. Because personal protection can be a complex landscape to navigate, we want to ensure you have a dedicated specialist in your corner to guide you through the options.

That’s why we’ve partnered with Michelle Cook from SHARE. Michelle brings a unique, human-centric perspective to risk protection. With a background in Psychology and over two decades of industry experience, she focuses on understanding your specific lifestyle and concerns before looking at the products. She works with you to design a strategy that is robust, affordable, and truly fits your life.

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How can Michelle Cook at SHARE help you?

• She can cut through the industry jargon to help you understand exactly what you are (and aren't) covered for.
• She utilises the SHARE platform to compare options across New Zealand's major insurers to find the best value for your budget.
• Your premiums and cover levels are tailored to match your current lifestyle and long-term financial goals.
• She acts as your representative during claim time, managing the stress and paperwork so you can focus on recovery.
• Your cover can be reviewed and adjusted over time to reflect changes in your life, whether you’re growing a family, moving house, or approaching retirement.
• Policy structures are optimised to ensure your protection remains effective and affordable over the long term.

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Why use an insurance adviser?

Arranging insurance can be a minefield of fine print and "what-ifs". Many people try to take shortcuts, but the true value of a policy is only realised at the time of a claim. An expert insurance adviser like Michelle Cook ensures that your safety net is built correctly from day one.

You gain an advocate who understands the medical and financial nuances that generic providers might miss. Instead of a call centre, you get a relationship-based service that prioritises your best interests and provides certainty when you need it most.

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What are your insurance coverage options?

If you are focused on securing your family's future or your ability to earn, Michelle Cook can provide expert guidance on a range of protection options:

• Life insurance provides immediate financial security and certainty for your loved ones in the event of your passing.
• Income and mortgage protection ensures your ability to earn is protected if you are unable to work due to illness.
• Trauma and critical illness cover provides a lump sum payment upon diagnosis of a major health event to give you financial choices.
• Private health cover allows you to bypass public waiting lists and secure medical treatments on your own terms.
• Total and permanent disablement provides long-term capital support to protect your lifestyle following a significant injury or illness.

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Get in touch today, or fill out the form below and we'll connect you with Michelle Cook.