What this award means for you

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When you're making one of the biggest financial commitments of your life, you need an adviser you can rely on. This award isn't just a trophy, it's a guarantee of the dedication and expertise you will receive when you partner with Hastings local, Debbie Reed.

Choosing one of NZ's top-rated mortgage professionals means you get:

• Award-Winning Expertise: Debbie has the proven industry knowledge to secure the right finance solution for you.
• Unmatched Negotiation Power: With access to over 30 lenders, Debbie does the heavy lifting to compare and negotiate competitive rates on your behalf.
• A "You-First" Approach: She doesn't work for the banks; she works for you to provide transparent, jargon-free advice that aligns with your goals.
• Advice for Life: The commitment doesn't end on settlement day. Debbie provides ongoing support to ensure your strategies adapt as your life changes.

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Your local Hastings mortgage expert

Debbie provides tailored finance solutions for every step, including:

• First Home Loans: Guiding you onto the property ladder by navigating deposits, KiwiSaver withdrawals, and exploring the Kāinga Ora First Home Loan scheme.
• Next Home Loans: Providing expert financing advice for buying and selling, whether you need bridging finance or are coordinating a simultaneous settlement.
• Construction Lending: Securing the ideal loan structure to build your home from the ground up, including managing complex lender progress payments.
• Renovation Loans: Helping you fund minor updates or major extensions by successfully unlocking your home’s existing equity or arranging a loan top-up.
• Refinancing: Reviewing your current mortgage setup to find more competitive interest rates, consolidate debt, or secure better loan features elsewhere.
• Fixed Rate Review: Providing proactive advice when your fixed term expires to help you secure the best market rates and restructure if needed.
• Property Investment: Securing strategic finance to help you purchase your first rental or correctly structure your loans to build a long-term investment portfolio.