Ultimately my vision and goal is to help my clients create and retain wealth. Property have proven to be one of the best investments most people make over centuries of investments. Therefore, if our team can assist you to buy a property, whether it is an owner-occupied home, or an investment property, we believe it will improve your chances of creating wealth. Our team is super dedicated to the cause and our client reviews captured over the last 13 years of business, alongside independent industry awards place us consistently in the Top 20 in New Zealand, have recognised our aspiration to assist you in your home buying journey. Although based in Howick, East Auckland we service clients from Kaitaia to Invercargill, New York to Sydney and everything in between. If you hold an Australian, or New Zealand passport, anywhere in the world we are here to help. Personally, I love investing in property and have done so since my first property purchase in October 2005 In Newcastle, England. I enjoy spending time with my wife and my two boys and playing golf in my spare time. As a business we believe we have a role to play to be socially responsible and you can find out a bit more here If you trust us with your property purchasing dreams and goals we'll commit to do our utmost best to ensure your goals are met in a financially responsible manner. To date we have been privileged to help more than 1250 clients with more than $700 000 000 in mortgages.

Nicola is passionate about the finance industry, in particular home loan lending, and this is reflected in her 32 years' experience in lending and finance. Nicola will assist you throughout the whole process ensuring you are kept informed of the progress of your home loan. Nicola has the knowledge and experience to achieve the best possible results for first time home buyers. She will be there to answer your questions and support you on your home buying journey, and beyond. Nicola moved to New Zealand from the UK over 15 years ago she spends her spare time travelling New Zealand, Australia and The Islands. Alongside her husband, she enjoys supporting The All Blacks and the Blues.

Viv is there for you throughout the loan process and beyond. She will put together your application, corresponding with solicitors and lenders. You can be confident that Viv will communicate with you throughout the whole process. Viv has over 20 years’ experience in banking and has been working alongside Nick for more than three years she is well equipped to answer your questions and will ensure the process is as smooth and stress free as possible. In her spare time Viv enjoys spending time with her husband, four children and five Grandsons. She is also an avid Hurricanes fan and cross fit enthusiast.

Toni Macbeth is a dedicated mortgage adviser at Loan Market Howick, passionate about helping clients achieve their homeownership goals. With over 7 years of experience in home lending and 11 years in the finance industry—including roles at two major banks—she brings extensive knowledge and expertise to every client’s journey. Whether you're buying your first home, restructuring your mortgage for financial growth, or investing in property, Toni is committed to guiding you through the entire process. She provides ongoing support to ensure you continue to grow financially and meet your long-term lending goals. Beyond work, Toni enjoys quality time with her husband and twin boys (nearly 2.5 years old), creating special memories—whether travelling, adventuring to new places locally, or simply playing at home. She also loves going for walks and hikes with her dogs and enjoys cooking. "There’s nothing more rewarding than seeing a client go from thinking their dream is out of reach to holding the keys to their new home. With the right guidance and support, what once seemed impossible can become a reality—and I’m honoured to be part of that journey."