-
P: 027 687 5785
E: cameron.muggeridge@loanmarket.co.nz
Cam’s approach to lending was forged in the world of advanced calculus and Geophysics. While his background in the hard sciences provides the mathematical rigour needed to "engineer" resilient debt structures in a volatile 2026 market, his true drive is human. He pivoted from science to finance to help people navigate their own complex landscapes, choosing to apply analytical considerations with a genuine human approach to Auckland families and business owners.
Cam’s career is defined by a landmark "integrity-first" moment in 2017, which was a pivotal point for him. This philosophy remains the heartbeat of his practice today. In an era of automated approvals, Cam is a steady, resourceful presence who "holds the line" when things go sideways. He treats every application as if it were his own, ensuring that his clients never carry the burden of complex negotiations alone.
-
Consistently ranked in the top 1% of NZ advisers, Cam’s status as a premier Auckland expert is backed by the industry's highest accolades:
-
Whether he is guiding a first-home buyer through their first deposit or structuring a multi-entity High-Net-Worth portfolio, Cam provides a "warm, direct, and deeply empathetic" strategy.
-
As a cornerstone of Loan Market Central, Cam works alongside his mentor, Cam Marcroft, to scale the firm’s impact. He is dedicated to mentoring the next generation of advisers, ensuring the firm’s legacy of transparency, high-level service, and technical excellence continues to lead the Auckland market.
Outside the Office: A true Kiwi outdoorsman, Cam recharges on the water fishing, on the golf green, or with his partner and their dog, staying grounded in the Auckland community he protects.
“I’m seeing households with an average combined income of $200,000 – police officers, teachers and nurses in their late 20s, early to mid-30s – taking out these loans”
“Six months ago, what you could do with AI was impressive, let alone where it is today and where it’s going to be in another six months”
"We've moved away from being 'brokers' who simply facilitate a deal, to becoming 'advisers' who help clients navigate their entire financial lives. Coming from a science background, I learned that while the math of a loan is fixed, the art of advice is in the nuance."
"Policies and legislation changes can create a massive opportunity for advisers... This can be a great opportunity to add value to your existing and new relationships to potentially further your business, rather than reacting impulsively to media headlines."
"There is always a better way of doing something... and there is always more to learn. COVID normalised access to people through technology, this saw the market share for brokers skyrocket, promoting choice and holistic advice."
"Advisers know residential lending inside and out, but once you step into commercial, business or development finance, the policies, processes and structures are different and very off-putting when there is no familiarity."
"Many borrowers know what they should do – reduce debt, build savings and manage spending – but delay taking action, and it's precisely that delay which can cost them."
Fill in your details and I’ll be in touch to help you find the right solution.
At a Glance: * Specialties: First Home Buyer Advocacy, High-Net-Worth Structuring, Property Development.