Commercial & Business Loans
Looking to buy commercial property, fund business operations or buy business equipment? We'll help you choose the right commercial loan to achieve your goals.
As Loan Market has relationships with a range of business and commercial lending specialists and major banks, I am able to assist with business finance for expansion, investment funding, leasing, purchase or refinance of commercial properties, retail shops, industrial land, factories and offices or cash flow lending.
As your Loan Market Mortgage Adviser, I can help you gain an understanding of your options and develop a sound financial plan encompassing low interest rates, tax effective structures and a high level of service before committing to any expenditure. Each lender has their own programs and their own requirements so I can also help you understand the differences between loan types and lenders, including related fees and charges.
We compare and negotiate competitive interest rates.
We have access to NZ's widest panel of banks and lenders.
We can help you tap into your KiwiSaver and HomeStart grant.
We're the largest group of Mortgage Advisers in New Zealand.
It makes good business sense to have a simple and flexible commercial loan structure when growing your business. If you want to buy a commercial property or refinance your existing loan, we’ve made it easy for you to do business. As a commercial specialist, I provide professional investors, developers and businesses with loans to achieve their objectives.
Commercial development loans
Finance for property development generally operates as an interest-only, draw-down facility to finance development as required. Often the interest on a development loan is capitalised during the development period, with the entire loan inclusive of interest charged being repaid upon the sale of the development and or the refinance of any residual debt.
There is a range of flexible business loans available to suit different business needs from finance for business working capital, finance for purchasing a new business or franchise, buying or investing in commercial property, residential and commercial property development and equipment finance. As your Loan Market commercial mortgage adviser, get in touch with me to find out more about structuring your business loan, term loans, cash-flow finance, property development finance, hire purchase, chattel mortgages and leasing finance.
Small business loans
There’s a wide range of loans for small businesses to choose from, depending on your unique business needs. Generally, the type of loan you choose is related to your purpose (e.g. cash flow) and the amount you need, rather than the size of your business. Small business loans operate in the same way as loans for larger businesses.
Your small business loan may be for as little as $10,000 or into the millions, it really just depends on your requirements and the type of business you’re running.
Commercial borrowing power
With tightening lending criteria, the knowledge and experience of a good commercial loan specialist can be invaluable. The amount you can borrow will be determined on a case-by-case basis. A good commercial loan specialist can help determine your borrowing capacity based on a number of aspects such as the industry you are in and the type of security you have.
Commercial bills are generally associated with business lending or high-end investment lending. They provide an injection of cash for borrowers who need more than $100,000. These types of loans are generally rolled over until the borrower has the funds to repay the loan amount in full.
Find out how much you can borrow.
Your borrowing power is a critical number to know because it helps you understand how much you can invest in your business. Use the calculator to find out how much you could borrow. We're ready to chat when you are.