If you’ve been looking for a mortgage adviser who actually listens, you’re in the right place.

Mike Bloy was recently named in the NZ Adviser Top Mortgage Brokers list for 2026. While a national award is great for the mantelpiece, what it really means for you is simple. You are working with an Auckland-based expert who knows how to navigate the lending landscape and secure the right loan for your unique situation.

Guided by his personal rule to leave "no stone unturned", Mike brings over a decade of finance, sales, and customer service to your side of the negotiating table. Whether you are a home buyer looking to secure your next property or a property investor optimising a rental portfolio, Mike cuts through the bank jargon to give you straight, honest advice.

"A mortgage shouldn't feel like a stressful, one-off transaction. It’s about looking at your big-picture goals and setting up a loan structure that actually helps you build long-term wealth." - Mike Bloy

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Why Mike’s clients enjoy a seamless mortgage journey

A great mortgage experience relies on two distinct things, trusted financial advice and a seamless process from start to finish. Mike manages every aspect of your lending journey, ensuring you get the strategic guidance needed to protect your long term wealth while keeping the entire process moving smoothly.

He handles the heavy lifting behind the scenes, from structuring your loan to managing the communications with the bank, all while keeping you informed every step of the way so you always know what comes next. This balance of expert guidance and execution is exactly why Mike has earned 100 five star Google reviews from real Kiwi homeowners who value his strategic expertise just as much as the smooth journey to their loan settlement.

Because Mike lives and works right here in Auckland, he knows the local property market inside and out. But local expertise is only half the battle. By leveraging the scale of the Loan Market network, Mike provides access to a panel of over 30 major banks and specialised lenders. Mike has the ability to shop around and compare the market on your behalf. Instead of you walking into a single bank and accepting their standard products, he can negotiate to get you competitive options, ensuring you get true choice and transparency.

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Mortgage services offered by Mike

• Home Loans: Whether you are buying your very first home or moving into your next one, Mike helps you navigate deposits, equity, and KiwiSaver withdrawals. He focuses on securing a solid pre-approval so you can attend open homes and bid with absolute confidence.
• Construction and Renovation Loans: Building from scratch or tackling a major renovation requires a specialised financial approach. Mike enjoys working through these detailed lending scenarios, ensuring your finance is structured correctly to keep your project running smoothly from the ground up.
• Property Investment Loans: Growing a portfolio requires distinct strategy. Mike works closely with property investors to set up smart, tailored loan structures that optimise your leverage, navigate current lending guidelines, and protect your long-term wealth.
• Refinancing and Fixed-Rate Reviews: If you already have a mortgage, Mike helps you navigate upcoming fixed-rate roll-overs, optimise your current loan structure, and see if there is a more competitive deal out there to save you money over time.

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Ready to talk about your financial goals? Get in touch with Mike today for a no-obligation chat.