Introducing Carie Townley, an experienced Loan Market Mortgage Adviser proudly based in the vibrant community of Whangārei. With a family connection to the region stretching back to the 1880s, Carie brings a deep understanding of the local landscape and a genuine commitment to helping fellow residents achieve their homeownership goals.

For over two decades, Carie has been passionately involved in the mortgage broking industry, starting her journey in 2003. Her expertise extends across a wide spectrum of financial products, including first-home loans, commercial loans, investment loans, construction loans, land and build packages, mortgage top-ups, refinancing and interest rate fixing. She’s had the privilege of assisting hundreds of clients navigate the complexities of the property market, providing personalised advice and unwavering support. Carie’s track record speaks for itself, with over $290 million in settled loans and countless satisfied clients who have entrusted her with their financial journey.

Her role is not just about facilitating transactions; it's about making dreams come true. Whether you're a first-time buyer eager to step onto the property ladder or a seasoned investor seeking strategic financial solutions in Whangarei and the broader Northland area, Carie is here to guide you every step of the way.

Whangārei holds a special place in my heart because…

Located in the Northland region of the North Island, Whangārei is the northernmost city in New Zealand. Its location makes it a gateway to the rugged beauty and cultural richness of the region.

Whangārei's rich history is reflected in its many historic landmarks and buildings, and holds significant cultural importance for Maori people. Parihaka, a prominent volcanic hill with ancient Maori fortifications, and Te Matua o Pohe, a striking bascule bridge, are testaments to the region's rich indigenous heritage.Claphams Clock Museum is home to a fascinating collection of timepieces spanning centuries, provides insight into the city's past. The Old Whangārei Library, a beautiful Edwardian building now repurposed as a community space, stands as a reminder of the city's architectural heritage.

The area surrounding Whangārei historical sites such as Whangārei's natural beauty and biodiversity make it a haven for eco-tourism enthusiasts. The city's hinterland is dotted with conservation reserves, including the stunning Bream Head Scenic Reserve and the Whangārei Heads Coastal Walkway, offering opportunities for hiking, birdwatching, and wildlife spotting in pristine environments.

The culinary scene intertwines seamlessly with the bustling café culture in Whangārei, creating a vibrant tapestry of dining experiences. Local eateries such as The Quay and Aqua Restaurant and Bar offer a diverse array of dishes, from fresh seafood to innovative fusion cuisine, all highlighting the region's rich cultural heritage and abundant natural resources. The city's cozy cafes stand out as inviting hubs where locals and visitors alike gather to savour freshly brewed coffee and indulge in homemade pastries. Personally, I enjoy popular spots like Fat Camel Cafe, Nectar Cafe or Mokaba Cafe to meet with my clients to discuss their financial goals while sipping on a latte. 

Families seeking a nurturing environment for their children in Whangārei will discover a range of educational options tailored to diverse age groups. Beginning with early childhood education, Whangārei offers reputable kindergartens like Inspired Minds Early Learning Centre and Whangārei Childcare Centre. As children progress into primary education, institutions such as Whangārei Primary School, Hora Hora Primary School and Morningside School provide a solid foundation from Year 1 to Year 8. For secondary education, Whangārei Boys' High School and Whangārei Girls' High School offer comprehensive learning experiences from Year 9 to Year 13, ensuring a seamless educational journey for young minds in the community.

The real estate market in Whangārei has experienced significant growth in recent years, driven by factors such as population growth, economic development and lifestyle appeal. The city's picturesque surroundings, including its proximity to stunning beaches and natural landscapes, have attracted both local and international buyers seeking a relaxed coastal lifestyle. While housing prices have risen steadily, Whangārei still offers relatively affordable options compared to larger cities like Auckland. The market encompasses a diverse range of properties, from charming heritage homes in the city center to modern suburban dwellings and lifestyle blocks in the surrounding rural areas. With ongoing infrastructure projects and urban development initiatives, Whangārei's real estate market continues to evolve, offering opportunities for investors, first-time buyers and those looking to settle into a vibrant, thriving community.

If you're gearing up to embark on the journey of purchasing a home or considering investing in Whangārei, feel free to contact me at 027 522 8940. I'm here to help you navigate your finance options and set you on the path to success.