KiwiSaver
Take control of your KiwiSaver account with our partner, Kōura Wealth, and discover if you could be doing better with your KiwiSaver plan.
KiwiSaver is a critical part of most people's financial future, yet when we asked our clients, far too many admitted they've never really thought about it.
For many, KiwiSaver will be the largest asset they have outside of their home. Despite this, most people treat KiwiSaver like their regular bank account, giving it little thought.
To better support our clients, we've partnered with Kiwi-owned KiwiSaver provider Kōura Wealth to help review their KiwiSaver accounts, ensuring they are set up to achieve the plan they expect and deserve.
You can start your review using the panel on the right, or alternatively, contact your local Loan Market adviser for assistance in getting started.
Once you've completed the short online review, a member of the team will be in touch to walk you through the results.
How does KiwiSaver work?
KiwiSaver is an investment scheme that can help you save for retirement, and be used to help you buy your first home, as well as in certain cases - be withdrawn for financial hardship. Your KiwiSaver balance is made up of contributions from your salary, from your employer, and from the government.
Am I in the right fund?
Almost fifteen years into KiwiSaver, there are now 30 different providers and over 300 funds to choose from. Comparing these funds can be like comparing apples and oranges. Assessing and prioritising different asset mixes, fees, and historical performance can be challenging. It's understandable why many Kiwis put KiwiSaver in the ‘too hard’ basket and leave their account with their bank. While some people are beginning to take KiwiSaver more seriously, many are still not getting it right.
How much do you need for retirement?
How much you need to retire depends on your own personal circumstances and what you expect out of your retirement. The easiest way to find out if you're on track for your retirement is to build your personalised KiwiSaver portfolio in just minutes or to book a KiwiSaver Check-Up with your local Loan Market adviser.
KiwiSaver for your first home
You're planning to save for your first home, and your KiwiSaver will contribute to your deposit. But how does it all work? The process can seem overwhelming when you first start considering using your KiwiSaver as a house deposit. We're here to simplify things for you, covering everything you need to know, all in one place.